Steward your money with wisdom

As we use Open Banking to give you visibility of your transactions, you will never need to share your bank details with us to use the app. All your data is encrypted end to end. Our employees are unable to see any of your transactions or account balances.

We also ensure that the app undergoes regular penetration tests to ensure your data continues to be safe and secure. Provision is authorised and regulated by the FCA (Financial Conduct Authority) Firm reference number: 1037716 as an agent of Open banking provider MoneyHub Financial Technology Limited, FCA reference number; 809360 .

This means we have the legal right to access and display banking information of any users who wish to use the app.

All bank accounts and credit cards you add to the Provision app connect through the Open Banking Standard.

Connecting your accounts will give Provision read-only access to display your transaction data so that you can use the app. Money cannot be transferred. You don’t need to share any sensitive banking details with us to login and we keep your data encrypted.

The consent you give us to see your data will expire every 90 days or you can choose to disconnect at any time.

Enabling biometric login to the Provision app keeps your data even more secure.

For more information, see the Money Saving Expert page on Open Banking. This link will take you to their website: https://www.moneysavingexpert.com/banking/open-banking/

No, you can't make financial transactions like bank transfers or credit card payments with the app. Provision provides a read-only view of transactions from accounts you add, which you can then categorise and analyse. We can't make any changes to your accounts or the money in them.

As many as you'd like. We have coverage across most major UK banks.

You can add current, savings and credit card accounts to Provision so you can see all your accounts from most major UK banks in one place.

We will automatically categorise every transaction. You can change any transaction, create your own categories and link any category to a budget or goal you've created. That's totally up to you!

Connect as many accounts as you'd like and access all app features for just £4.29 per month and cancel anytime. Save by signing up for £45.00 a year, which works out at £3.75 a month.

We're here to help. Please email support@provision.money and we'll get back to you as soon as we can.

No, nothing you do to track your spending in the Provision app will affect the original information from your bank accounts and credit cards. If your bank already provides categorisation information, this will not change if you categorise transactions in the Provision app.

No, Provision is only available for most major UK accounts.

Provision syncs with your accounts every two hours. If you check back soon, all your latest transactions will be showing in the app.